At PrimeCredit , your dreams are within reach!

Here at PrimeCredit, aside from the low interest offered to all, you can also enjoy the following benefits:

– Fast and caring service
– Wide branch network
– Convenient payment thru 7-Eleven stores, 24 hours a day
– Attractive instant gift
– No guarantor required
– If you are working in Hong Kong for 5 years or more, you don’t need to have a “reference person”

Welcome Offer

From now until December 31, 2019 (Promotion Period), all successful applicants from PrimeCredit website will receive the following gift:

Important information
Terms and conditions of Generic Loan Promotion
Personal Loan General Terms and Condition
Loan application and amount are subject to PrimeCredit’s final approval.

First in the market - introducing Prime Visa.

PrimeCredit’s very own credit card tailored to Overseas Workers in Hong Kong.


Apply Prime Visa now and enjoy following benefits:

Instant cash advance
Convenient spending
Easy payment at PrimeCredit branches or through 7-Eleven stores, 24 hours a day
– View your monthly statement, current balance and transaction history with the new Prime Gems Mobile App


Approval Offer

From now until December 31, 2019 (“Promotion Period”), all Eligible Prime Visa Cardholders will be entitled to the Approval Offer (HK$200 Cash rebate) once upon card approval.

Welcome Offer

From now until December 31, 2019 (“Promotion Period”), all Eligible Prime Visa Cardholders will be entitled to the Welcome Offer once upon fulfilling the designated spending requirement below within 90 days from the card issuance date (“Spending Period”):


At PrimeCredit, you are rewarded for your loyalty!

Overseas Workers who are PrimeCredit personal loan and/or credit card customers are automatically registered as a Prime Gems member. Prime Gems members will enjoy a Cash Rebate upon loan draw down, earn points for customer referrals, and use the earned points to redeem items, join events, or convert to loan repayment!


Important Information
Prime Gems Loyalty Club Terms and Conditions
Terms and Conditions of PrimeCredit Member-Get-Member Membership Program
Terms and Conditions of Prime Gems Points Redemption
Prime Gems Mobile App Download & Registration Guide

Prime Visa Hotlines

Customer Service 22698866
24-hour Report Lost or Stolen Card 22698811
24-hour Change ATM PIN 22698899 (Press 2, 4, 6)

Contact Us

Disclaimer Notice

You are now exiting the PrimeCredit Limited (“PCL”) website and will be redirected to a third party website. All third parties link will be opened in a new window. Please make sure that you have read the related Terms and Conditions before any use of or reference to a third party website. Through this link, you will be brought to a third party website that owned and operated by an independent party over which PCL has no control. PCL takes no responsibility or liability in respect of any use of or reference to all third party websites.

Copyright © 2017 PrimeCredit Limited
Money Lender’s Licence No.: 748/2018


Declaration & Data Protection and Privacy Policy | Payment Methods | Note to Intending Borrowers
Warning: You have to repay your loans. Don’t pay any intermediaries.
Complaint Hotline: 22817470